Excess of Loss Liability
Target market
- UK-based small and medium sized enterprises in the construction sector whose turnover is predominately derived from manual work away from their premises.
Capacity
- UK capacity A + (Superior) by A.M. Best
Minimum premiums
(starting from)
- £450 plus IPT – Excess General Liability
- £1,000 plus IPT – Excess Employer’s Liability
Covers / Limits available
Excess General Liability:
- £3M £8M xs £2M
- £5m xs £5m
- £10m xs £10m
Excess Employers’ liability:
- £5m xs £5m
- £10m xs £10m
Other Limits considered on referral.
Optional extensions
(can include)
- Asbestos Buyback (Total or Partial)
- Offshore
- Terrorism
- United States of American & Canada Jurisdiction
Trade appetite
We can consider a wide range of contracting trades, including but not limited to:
- Aerial erection
- Bricklaying Carpentry and joinery
- Ceiling/partioning
- Cladding and curtain walling
- Drainage
- Drilling
- Drylining & plastering
- Electrical
- Formwork
- General building
- Glazing
- Groundworks/civil engineering
- HVAC & refrigeration
- Painting and decorating
- Pipe and cable laying
- Plant hirers
- Security system installation
- Shop fitting
- Solar panel installation
+ Roofing
+ Scaffolding
+ Demolition
+ Steel fabrication & erection
+ Lift engineering / installation
Challenging or complex risks
We can assist brokers with the placement of challenging or complex risks. Our flexible underwriting approach allows us to consider:
- Hazardous locations
- Previous policy cancellations, declinations, or onerous terms
- Previous convictions
- Heat work (including £8M xs £2M)
- Adverse financials
- Unlimited height
- Previous HSE offences/fines
- Unlimited depth
For more details about Casus Contractors Combined+ coverage, including our risk appetite please contact a member of the team today.